See our
Opportunity International
  • Average minimum wage: $0.83-$1.66/Per day
  • Loan Amount by SBF: USD 25,000
  • Average New Loan Size: USD 392
  • Repayment Rate: 99%
Opportunity Rwanda runs largest microfinance institution in Rwanda along with long-term partner Rwanda’s Urwego Bank (Bank for All) across all administrative regions to empower impoverished Rwandans. 44.9% of Rwandans live below the poverty line.

The bank has disbursed over 50,000 agricultural loans (more than half were made to women)

Opportunity has also engaged in on boarding and training to use mobile money and agent banking to smoothen the process of loans for agricultural use.

Josephine Mukankusi

Business: Fertilizer Sales

Josephine Mukankusi, loving mother of four children ranging from five to 13-years-old, supports her family, plus an adopted child age 20, by selling fertilizer and other agro products. She runs her business near her home in Kigali, Rwanda. She launched her business in 2012 by investing an Opportunity Rwanda loan coupled with financial literacy and business training and lots of encouragement and mentoring from her loan officer, Emory. She used that first loan of $70 to purchase bulks of high-quality fertilizer and other supplies and over the course of four years and nine more loans has grown her business into a profitable venture.

Today, Josephine has increased her income dramatically, sending all of her children to school and even purchasing a property to rent for additional income. She has opened her first savings accounts and is planning once again to expand into a wholesale operation.